November Mortgage Market Wrap
Mortgage Market Wrap – November 2024 What’s happening Test-Rate drops open up new opportunities! This month, we’ve seen servicing test rates drop, which has opened up new opportunities for those whose applications might or have been previously declined. Test rates play a crucial role in determining your borrowing power and ability to secure finance. If […]
Using Home Equity to Buy an Investment Property in New Zealand
Building wealth through bricks and mortar: Using Home Equity to Buy an Investment Property The New Zealand property market has traditionally been a strong avenue for wealth creation, and many Kiwis consider “buying an investment property” a viable strategy for their financial future. However, the initial hurdle of securing a sizeable deposit can often be […]
Investment Home Loans in New Zealand
All you need to know about Investment Home Loans in New Zealand An investment home loan, also referred to as an investment property loan or mortgage, is a specialised financial product tailored for individuals seeking to purchase a property not as a personal home, but as an investment. Such investments could involve purchasing a property […]
Download Your Bank Statements
How to Download Your Bank Statements Collecting your bank statements in the correct format is crucial for smoothing your journey to home loan approval, and can save hours of frustration and delay! In this comprehensive guide, we will provide step-by-step instructions on how to download your bank statements using each of the most popular New […]
Buy Your First Home
How to Become A First Home Buyer Buying your first home is an exciting milestone in life! It’s crucial to understand the home buying process to make informed decisions. Here we will guide you through the steps involved in purchasing your first home in New Zealand, including an overview of the Kainga Ora “First […]
Refinance your Mortgage
Why you should Refinance Your Mortgage Refinancing is the process of replacing your existing mortgage with a new one that has better terms and conditions! The advantages are often attractive and rewarding, though there are limitations that must be considered. Let’s take a look at who should consider refinancing their home loan and some of […]